our approach

discover a path to your
financial succes

Find out more about our approach to…

We have a global view with an Australian focus

Deciding on an appropriate asset allocation needs to be one of an investor’s first decisions. Essentially, a good asset allocation strategy diversifies risk and, by doing so, offers some insurance during market downturns. Asset allocation is one of the most important factors in determining outcomes after general market movements.
Asset allocation strategy has to be individually tailored to that client. However, an asset allocation should never be a set-and-forget strategy. It needs to be reviewed regularly and it may have to be adjusted during market cycles.
 
Appropriate asset allocation will have exposure to both domestic and international equities. As an example of how international allocation improves performance, $100,000 invested in June 2004 in Australian equities would at the end of June 2024 have been worth $514,029. If it had been invested in international shares it would be worth $561,471. If it had been invested in cash it would be worth just $186,993 (not taking into account inflation).
 
Do you have exposure to the leading companies in the world?
 

Source: Lonsec Research Pty Ltd

We apply dilligence and expertise in selecting quality investments

We provide ongoing engagement and access to your portfolio information

We harness the power of compounding returns

Albert Einstein called ‘compounding returns’ the most powerful force in the universe.

“Compound interest is the eighth wonder of the world. He who understands it, earns it…
he who doesn’t… pays it.”

The longer the period that capital is invested, the larger the impact of compounding returns on wealth. Starting to save and invest early in life allows time for returns to compound, resulting in larger amounts of capital later in life when individuals reach an age where they might like to retire.

In order to achieve the maximum benefit from compounding, an investor should:

  1. Invest in a portfolio of companies with strong economics and long-term structural growth i.e. companies that are not reliant on the expansion of the overall economy for their profit growth;
  2. Take a long-term view and be patient, acting like a business owner rather than a share trader;
  3. Reinvest as much of the income and sale proceeds as they can afford, back into the portfolio continually over time; and
  4. Maximise the amount of capital that is invested over time.

We care about ownership and security

Your portfolio will always remain just that: Yours.

Assets will be held via a Custodial arrangement (where assets are held and maintained on your behalf by a large, reputable institution), or a CHESS-sponsored (Clearing House Electronic Subregister System) broker account, where your holdings are linked to you via a unique Holder Identification Number.

Definition of Custodian: An organisation that safeguards and maintains assets on behalf of other people. Unlike a trustee which “owns” the assets, a custodian is solely responsible for holding assets on behalf of others.

Our 5-step investment process

Step 1: Initial Consultation

We take the time to listen and understand your financial situation, goals and objectives. We’ll also answer any of your queries about Panoptic, our experience, qualifications and the services we offer so you can feel confident in our abilities to grow and protect your wealth.

Step 2: Engagement Proposal

You’ll receive a summary of our meeting, confirming your financial situation as we understand it, your objectives, and the advice we’ve been asked to provide. This is an opportunity to confirm the scope of work and clarify any additional information required to provide the advice you need.

Step 3: Advice

You’ll receive a thorough Statement of Advice (SOA), including all the details of what we have considered in providing that advice, the benefits of the advice, the risks to the advice and the outcomes of following the advice. We’ll also consider any additional strategies and ensure the advice given can adapt to your different life stages.

Step 4: Implementation​

Once you review the advice, we’ll answer any queries you may have. We’ll work with you to implement any changes you’d like to the SOA to ensure you’re completely happy with the decisions we’re making. Once you’re confident with the SOA we can begin implementing it.

Step 5: Ongoing Review

Our ongoing service package is designed to meet your personal needs. All fees are discussed and agreed upon prior to undertaking any work, so there are no nasty surprises.

Contact

admin@panopticwealth.com.au
Phone: 07 3063 5555

Our offices

Brisbane (Head Office)
Level 10, 144 Edward Street
Brisbane QLD 4000

Sydney
Level 36, Gateway Tower
1 Macquarie Place,
Sydney NSW 2000

Melbourne
130 Lonsdale Street
Melbourne VIC 3000

Brisbane (Head Office)
Level 10, 144 Edward Street
Brisbane QLD 4000

Sydney
Level 36, Gateway Tower
1 Macquarie Place,
Sydney NSW 2000

Melbourne
130 Lonsdale Street
Melbourne VIC 3000

Menu

Policies

Contact us
Client Login

Panoptic Wealth Management Trust trading as Panoptic Wealth Management ABN 87 422 836 545. Authorised Representative No. 1280995 of Panoptic Wealth Holdings Pty Ltd. Australian Financial Services Licence No. 437907.

General Advice Warning: Any information contained in this website is general in nature only and does not constitute personal financial advice. The information has been prepared without taking into account your personal objectives, financial situation or needs. Before acting on any information within this website you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Before you decide to buy a product arranged by a representative of Panoptic Wealth Management Pty Ltd, keep or cancel a similar product that you already hold, it is important that you read and consider the relevant Product Disclosure Statement (PDS) or Prospectus of the product provider to make sure that the product is appropriate for you. Your Panoptic Wealth Management adviser can assist you with this.

© Copyright Panoptic 2025

Register to download the Panoptic View

Portfolio Management

Our PWM Managed Discretionary Account Service is a completely integrated investment management and administration service. Clients have a custom-built portfolio that comprises Australian and international equities, bonds and fixed interest, listed and unlisted property, cash, managed funds and alternate assets.

Our Investment Committee conducts rigorous screening and due diligence processes to ensure that our investments are appropriate. The Committee also reviews the asset allocation for our clients to ensure we achieve superior risk-adjusted returns for our clients over the long-term.

The asset allocation of your portfolio is the key determinant of performance, risk, and volatility over time. We work with you to define the appropriate asset allocation depending on your circumstances, risk profile, and financial position.

Find out more about our Managed Discretionary Account Service here.

  • Domestic equities
  • International equities
  • Fixed interest
  • Property
  • Managed funds
  • Cash & term deposits

Superannuation

If you’re ready to take control of your super, talk to Panoptic Wealth about our adaptable superannuation options.

We give you more power over your superannuation investment choices, with more control than traditional super funds.

When you choose Panoptic Wealth, your super is overseen by our Investment Committee. We will construct a portfolio that is best suited to your stage of life and which will look to achieve your goals whilst working or in retirement.

Share Advice

Panoptic Wealth offers access to both the domestic and the international share market.

At Panoptic Wealth, we believe that every investment made, whether it be large or small, is important and forms a basis to fulfil short-term or long-term investment objectives. What may be a minor investment for one investor, may be a large investment for another, so all investments are treated with the same prudence and diligence.

Our team will guide you through the process of creating and maintaining your share portfolio with sound, proven advice. We will assess your risk-return profile and build a share portfolio tailored to your investment objectives.

Support

You, our client are our number one priority, and that is why we pride ourselves at Panoptic Wealth in providing exceptional service. We want to help you simplify your finances, and make smart decisions based on the expertise that we provide.

Apart from the standard services above, we also provide the following Panoptic experience:
 
  • Online 24 hour, 7 day a week access to your individually managed portfolio.
  • Reporting and analysis of your portfolio against performance benchmarks.
  • Direct access to your portfolio manager.
  • Administration services – Collecting dividends/calculation of Franking Credits, corporate actions etc.
  • Yearly meetings with your Adviser.
  • Comprehensive reporting, including for tax purposes.

Family Succession

Every family is unique, yet they all face similar issues.

At Panoptic Wealth, we believe that family wealth should be a long-term plan. In addition to providing Total Wealth Management, no task is too sophisticated or too personal to delegate to your dedicated team of specialists.