Managed Discretionary Account service
Active portfolio management with an individual approach
About our Managed Discretionary Account (MDA)
We encourage and foster discussion with clients on the investments in their portfolios, however, we understand that many people prefer to completely outsource investment decisions due to being time-poor, a feeling of being overwhelmed by investment discussions, or simply not having a particular interest in investments and wanting it to be taken care of by professionals.
As part of Panoptic’s point of difference, we offer a Managed Discretionary Account (MDA) service which provides us with discretion to manage and make changes to your portfolio, within an agreed set of parameters, set out by your Investment Program. It combines the active management of a managed fund, with the benefits of maintaining direct ownership of assets and individual tax treatment.
This helps to ensure the timely implementation of investment opportunities, as well as providing a framework to ensure that your portfolio is rebalanced when necessary to maintain an appropriate asset allocation and risk controls.
Benefits of an MDA
Access to professional investment management with Panoptic having discretion to buy and sell investments on your behalf, consistent with your Investment Program
You maintain direct ownership of the assets in the portfolio
Tax consequences are considered at an individual investor level
Access to share buybacks and capital raisings
Tactical and strategic asset allocation
performance
Panoptic client portfolios are all unique based on the goals and investment preferences of our clients. The performance figures provided here are representative of portfolios we manage.
Panoptic Balanced Model
The Panoptic Balanced Portfolio is managed with a performance objective to outperform the benchmark balanced investment index over rolling five-year periods. The portfolio invests in a combination of exchange traded funds to provide broad-based market exposure, high conviction positions in blue-chip Australian shares to augment returns and generate outperformance, and a substantial allocation to defensive income holdings to smooth returns over time. The portfolio is permitted to hold up to 25% in cash.
The Balanced Portfolio is designed for clients who are seeking a balance between capital growth and income, who are comfortable with a moderate level of investment risk in order to generate returns in excess of inflation and accumulate wealth over time. Typically, a negative return may be experienced once every four years. The portfolio should be held for a minimum of five years.
Growth ($AUD)
Growth of $100,000
Panoptic Balanced Model
Benchmark Balanced Index
For periods ending 31 December 2024
| Product Name | 3 Months | 6 Months | 1 Year | 3 Years | Inception |
| Panoptic Balanced Model | -1.01% | 3.49% | 8.19% | 5.59% | 8.58% |
| Benchmark Balanced Index | 1.23% | 5.19% | 9.13% | 3.45% | 6.95% |
| Outperformance | -2.24% | -1.70% | -0.94% | 2.14% | 1.63% |
| Product Name | 3 Months | 6 Months | 1 Year | 3 Years | Inception |
| Panoptic Balanced Model | -1.01% | 3.49% | 8.19% | 5.59% | 8.58% |
| Benchmark Balanced Index | 1.23% | 5.19% | 9.13% | 3.45% | 6.95% |
| Outperformance | -2.24% | -1.70% | -0.94% | 2.14% | 1.63% |
Inception date 1 July 2020. Performance data is shown after management fees but before tax and adviser fees. Performance figures for periods over 12 months are annualised. Performance data provided by Lonsec Research Pty Ltd ABN 11 151 658 561. Past performance is not a reliable indicator of future performance. Benchmark index is the Financial Express Unit Product Group Multi-Asset Balanced Index.
Panoptic Growth Model
The Panoptic Growth Portfolio is managed with a performance objective to outperform the Benchmark Growth Index over rolling five-year periods. The portfolio invests in a combination of exchange traded funds to provide broad-based market exposure, high conviction positions in blue-chip Australian shares to augment returns and generate outperformance, and defensive income holdings. The portfolio is permitted to hold up to 22% in cash.
The Growth Portfolio is designed for clients who are seeking capital growth who are able to tolerate a relatively high degree of short-term volatility in pursuit of higher performance over the long-term. Typically, a negative return may be experienced once every three to four years. The portfolio should be held for a minimum of seven years.
Growth of $100,000
Panoptic Growth Model
Benchmark Growth Index
For periods ending 31 december 2024
| Product Name | 3 Months | 6 Months | 1 Year | 3 Years | Inception |
| Panoptic Growth Model | -1.78% | 5.14% | 10.89% | 6.00% | 10.71% |
| Benchmark Growth Index | 1.46% | 6.09% | 11.68% | 4.40% | 6.43% |
| Outperformance | -3.24% | -0.95% | -0.79% | 1.60% | 4.28% |
| Product Name | 3 Months | 6 Months | 1 Year | 3 Years | Inception |
| Panoptic Growth Model | -1.78% | 5.14% | 10.89% | 6.00% | 10.71% |
| Benchmark Growth Index | 1.46% | 6.09% | 11.68% | 4.40% | 6.43% |
| Outperformance | -3.24% | -0.95% | -0.79% | 1.60% | 4.28% |
Inception date 1 July 2020. Performance data is shown after management fees but before tax and adviser fees. Performance figures for periods over 12 months are annualised. Performance data provided by Lonsec Research Pty Ltd ABN 11 151 658 561. Past performance is not a reliable indicator of future performance. Benchmark index is the Financial Express Unit Product Group Multi-Asset Growth Index.
Growth ($AUD)
Panoptic High Growth Model
The Panoptic High Growth Portfolio is managed with a performance objective to outperform the Benchmark Aggressive Index over rolling five-year periods. The portfolio invests in a combination of exchange traded funds to provide broad-based market exposure, high conviction positions in blue-chip Australian shares to augment returns and generate outperformance, and only a small allocation to defensive income holdings to provide income diversification and liquidity. The portfolio is permitted to hold up to 20% in cash.
The High Growth Portfolio is designed for clients who are comfortable with a high level of short-term volatility in the pursuit of strong performance over the long-term, with little to no need to draw income or capital from the investment. A high negative return may be experienced once every three years, and in times of market distress, a loss of around 50% could be experienced. The portfolio should be held for a minimum of seven years.
Growth of $100,000
Panoptic High Growth Model
Benchmark High Growth Index
For periods ending 31 december 2024
| Product Name | 3 Months | 6 Months | 1 Year | 3 Years | Inception |
| Panoptic High Growth Model | -2.19% | 5.28% | 12.14% | 6.55% | 12.45% |
| Benchmark High Growth Index | 2.49% | 7.42% | 14.55% | 5.76% | 6.54% |
| Outperformance | -4.68% | -2.14% | -2.41% | 0.79% | 5.91% |
| Product Name | 3 Months | 6 Months | 1 Year | 3 Years | Inception |
| Panoptic High Growth Model | -2.19% | 5.28% | 12.14% | 6.55% | 12.45% |
| Benchmark High Growth Index | 2.49% | 7.42% | 14.55% | 5.76% | 6.54% |
| Outperformance | -4.68% | -2.14% | -2.41% | 0.79% | 5.91% |
Inception date 1 July 2020. Performance data is shown after management fees but before tax and adviser fees. Performance figures for periods over 12 months are annualised. Performance data provided by Lonsec Research Pty Ltd ABN 11 151 658 561. Past performance is not a reliable indicator of future performance. Benchmark index is the Financial Express Unit Product Group Multi-Asset Aggressive Index.
